NEWS: FCA announcement on discretionary commission arrangements (DCAs)

Oodle customers are not impacted

NEWS: FCA announcement on discretionary commission arrangements (DCAs)

Oodle customers are not impacted

Common questions

Common questions

Common questions

Application Basics

Application Basics

Application Basics

Existing Customer

Existing Customer

Existing Customer

Financial difficulties

Financial difficulties

Financial difficulties

Difficult times & illnesses

Difficult times & illnesses

Difficult times & illnesses

Losing a loved one

Losing a loved one

Losing a loved one

Financial abuse

Financial abuse

Financial abuse

Fraud

Fraud

Fraud

Money problems

Money problems

What Can I Do To Improve my Credit Score

Here are some things you can do to improve your credit score:

  • Register on the electoral roll. If your names not on there, you’ll find it much harder to get credit.

  • Pay your bills on time. This proves to lenders you’re capable of managing your finances. 

  • Keep your credit card low. Try and keep your credit utilisation at 25% or lower. 

  • Check if you’re linked to another person. Even if they’re your loved one, if their credit rating is low and you have a joint account it could affect your personal rating.

  • Clear any existing debt. Lenders are less likely to lend to you if you already have a lot of existing debt.