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About Oodle

Vans on finance

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No impact on your credit score.

Whatever your trade, be it plumber or gardener, we understand the importance of finding the best van for your small business needs. Buying your next van using a van loan will mean you can split the cost of the van into manageable monthly payments.

Whatever your trade, be it plumber or gardener, we understand the importance of finding the best van for your small business needs. Buying your next van using a van loan will mean you can split the cost of the van into manageable monthly payments.

xx.x% APR Representative

If you choose to take your finance and shop on our marketplace for your new wheels, we offer a wide range of used vans. Use our handy filters to search for vans based on your preferences. Whether it’s an electric or automatic van you’re after, we have a range of options to choose from. If you’re unsure what you’d like, you can simply filter according to what’s closest and take it from there.

If you choose to take your finance and shop on our marketplace for your new wheels, we offer a wide range of used vans. Use our handy filters to search for vans based on your preferences. Whether it’s an electric or automatic van you’re after, we have a range of options to choose from. If you’re unsure what you’d like, you can simply filter according to what’s closest and take it from there.

How does it work?

There are a number of van finance products available in the UK. Some of the most popular methods of financing a van include hire purchase (HP), personal contract purchase (PCP) and car loans. The right finance product for you will depend on a number of factors, and it's important to thoroughly understand what each agreement entails before you apply for car finance.

Personal contract purchase

With PCP agreements, you put down an initial deposit and then spread the remaining cost over a prearranged period, just as you would with a hire purchase arrangement. You have full use of the van during the agreement, but it still belongs to the lender. At the end of the PCP term, you have three options: you can either pay a usually significant lump sum – known as a balloon payment – to own the van, or hand it back (there may be charges for excess mileage and excessive wear and tear). Alternatively, you can use the value remaining in the current van to put towards your next vehicle – this is known as part exchange.

Personal contract hire

PCH is a popular way to ‘lease’ a van. With personal contract hire agreements, you normally pay an initial rental upfront – you then lease the van for a set period. Unlike PCP and HP deals you don’t have the option to purchase the vehicle at the end of the agreement; at the end of the agreement you simply return the van.


There may be additional charges for excess mileage and/or unreasonable wear and tear.


van

Vans on finance if you’re self-employed

Vans on finance if you’re self-employed

Vans on finance if you’re self-employed

We understand that every penny counts. It’s important to find the right van to support your small business needs, for a price that’s best for your budget.


If you’re a sole trader in need of a single vehicle, Oodle could be the answer.


By completing our online car finance application you’ll know in minutes whether we can help support your business in finding and financing your next van. (Representative APR 15.9%.)


Unfortunately, we can’t offer finance to small-to-medium enterprises (SMEs) or larger companies as we don’t provide finance for fleets.

Why choose Oodle?

We’ve helped over 150,000 happy customers find the best vehicle for their budget and we’d love to do the same for you. Our friendly and experienced Oodle experts are on hand to support you every step of the way. Once we’ve pre-approved your finance application you can browse our range of quality vans on the Oodle Marketplace or visit an Oodle-approved dealer near you.

Delivery

Delivery

Found your dream van on our Marketplace but it's too far away? Don’t worry! At Oodle we have a number of different delivery options available.

Found your dream van on our Marketplace but it's too far away? Don’t worry! At Oodle we have a number of different delivery options available.

Seven-day return guarantee

Seven-day return guarantee

We're confident you'll love your van, but should you decide that it's not working out you can take advantage of our free seven-day return, subject to conditions.

We're confident you'll love your van, but should you decide that it's not working out you can take advantage of our free seven-day return, subject to conditions.

Calculate your monthly payments

Calculate your monthly payments

Use our handy finance calculator to help work out what your potential monthly instalments could be.

Use our handy finance calculator to help work out what your potential monthly instalments could be.

FAQs about vans on finance

Will I be eligible to buy a van on finance?

At Oodle we’ll need to run a few ID and credit checks before we can offer you finance. We’ll ask for a picture of your driving licence to prove that it's you and that you are legally allowed to drive in the UK, so make sure your driving licence is in date before applying. We may also need:

- Proof of your UK residence at a fixed address (or addresses) for a period of at least three years
- A copy of your passport
- Three months’ bank statements

Will I be eligible to buy a van on finance?

At Oodle we’ll need to run a few ID and credit checks before we can offer you finance. We’ll ask for a picture of your driving licence to prove that it's you and that you are legally allowed to drive in the UK, so make sure your driving licence is in date before applying. We may also need:

- Proof of your UK residence at a fixed address (or addresses) for a period of at least three years
- A copy of your passport
- Three months’ bank statements

Will I be eligible to buy a van on finance?

At Oodle we’ll need to run a few ID and credit checks before we can offer you finance. We’ll ask for a picture of your driving licence to prove that it's you and that you are legally allowed to drive in the UK, so make sure your driving licence is in date before applying. We may also need:

- Proof of your UK residence at a fixed address (or addresses) for a period of at least three years
- A copy of your passport
- Three months’ bank statements

Can I get a van on finance if I’ve had bad credit in the past?


Oodle is a responsible lender and we’ll only lend to customers if we’re confident the lending is affordable. The interest rate we offer depends on your credit score.

If you have a lower credit score you may still be eligible for credit, but you will probably have a higher interest rate than someone with a high credit score (representative 15.9% APR).

Our pre-approval rate shows you what you will pay – that rate remains the same throughout the agreement. To set up your agreement we’ll need to carry out a credit check. Making sure that you’re paying your bills on time and that you’re on the electoral roll will help to keep your credit score healthy.

Can I get a van on finance if I’ve had bad credit in the past?


Oodle is a responsible lender and we’ll only lend to customers if we’re confident the lending is affordable. The interest rate we offer depends on your credit score.

If you have a lower credit score you may still be eligible for credit, but you will probably have a higher interest rate than someone with a high credit score (representative 15.9% APR).

Our pre-approval rate shows you what you will pay – that rate remains the same throughout the agreement. To set up your agreement we’ll need to carry out a credit check. Making sure that you’re paying your bills on time and that you’re on the electoral roll will help to keep your credit score healthy.

Can I get a van on finance if I’ve had bad credit in the past?


Oodle is a responsible lender and we’ll only lend to customers if we’re confident the lending is affordable. The interest rate we offer depends on your credit score.

If you have a lower credit score you may still be eligible for credit, but you will probably have a higher interest rate than someone with a high credit score (representative 15.9% APR).

Our pre-approval rate shows you what you will pay – that rate remains the same throughout the agreement. To set up your agreement we’ll need to carry out a credit check. Making sure that you’re paying your bills on time and that you’re on the electoral roll will help to keep your credit score healthy.

Are larger businesses eligible for Oodle finance?

Oodle don’t currently offer finance to SMEs or larger companies.

Are larger businesses eligible for Oodle finance?

Oodle don’t currently offer finance to SMEs or larger companies.

Are larger businesses eligible for Oodle finance?

Oodle don’t currently offer finance to SMEs or larger companies.

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